24 October 2012

How To Save Money

It has a habit of saving is obviously very useful for our future. Saving money is saving money to be used at a later date if needed. The more money you save, the better. There is a saying "saving the base of the rich", it means if we diligently save a lot of money and the simple life is not excessively so in the end we will be able to enjoy a happy outcome.

Do not forget that saving is finite. Pay your tax liability and your alms before saving and practice the most of our money for the service to be more happy in the next life someday.

Familiarize yourself saving a small way can form parsimony, thinking ahead, not selfish, impatient, and so forth. For if we have children then educate our children to become savers accomplished. But avoid excessive saving or concerns on the perception of negative future needs so that we do not become people who have a stingy or miserly nature.



Here are some tips on how to save money that might be useful for you:

1. Saving money in a bank that trusted

Saving in the bank so that the money we save is always safe from the criminals. Saving money in the bank will probably give us the advantage of bank interest or the results of operations because we deposited the money used for investment banks.

Should you save in several different banks. If your money is quite a lot, Saving on a bona fide bank so that the money is not lost, when suddenly the bank is liquidated or committing fraud. With the savings in different banks, then you can still make a deal when a bank is failing.

2. Save your pennies What Not Used

When it got a lot better most of your dime store in a safe place out of the hands of ignorant ignorant including your own hands. When the number is much you can put into a bank account or keep you saved. Forget the coins as if they were not there or they are just useless things that you are not interested in spending it.

You could start a new hobby to collect coins like Uncle Scrooge McDuck where you can get personal satisfaction when he saw the money and feel how rich you are. But the number is not a lot. When a sudden and urgent need, you can use the money without having to borrow other people, go to the atm machine, in line at the bank, waiting for payday, and others.

3. Never Too Much Money Saving ---> Investing

Limit saving money in cash in a regular savings or deposit that money you have o continue to diminish in value by time and inflation, although it continues to increase the value of your money over time.

Amount in the passbook you limit too much money you hoard the more you lose because of interest in the bank is less than the inflation rate in the long term so that your money will be smaller in value.

A good solution is to invest in something that could benefit many other people like to open a business that provides employment for many others. Rather than investing in property, forex / forex, deposits, stocks, etc. is better to open a business that you control and sure will give great advantage.

Glad to see other people happy is at the heart of it all. There is a separate inner satisfaction when we hire people live happily. Share it with your fellow human beings with the money we have instead.

4. Eliminate Emotional moment, Lifestyle Consumptive and your prestige

Credit cards are one potential source of disaster is huge. With a credit card you go around doing unnecessary spending and you wake up with a choking indebtedness neck veins where everything is over and regret always comes at the end. The debt collector / debt collectors will be happy to terrorize your life and even family friends, neighbors, colleagues, bosses, etc.. We recommend that you use a debit card / atm card yet wisely.

Simple life is the key to happiness. Life is too fancy, full of pride, ostentatious wealth, happy praised others, and so will only plunge you in ignorance and poverty in the future. Be oang a low profile / low self-esteem but if someone else knows the reality of yourself eating people will be amazed.

When you're having a lot of luck, so then you do not dissipate as improving living standards dramatically, like treat, help / help others to get praise, etc.. When someone is earning a huge success, he will generally increase the consumption patterns so that any expenditure will participate swell.

Before buying anything you should think there is a million times so you do not regret later. For example, there is a special offer expensive items that look so cheap then you have to ask if the item will continue to use you in the long run? and whether the value of the product is much greater than the cost?. Sometimes we just realized after buying it turns out we did not use it continuously, as quickly bored or was not important.

5. Make a Living With Good Planning

Make the stages of your life in detail as well as the value of the money needed to reach such as for school, college, get a job, get married, buy a car, medical treatment, school fees, meals, recreation, open a business, and so forth. That way you will be wise in spending after knowing how much money you need later.

If you can skip it all then in the future you will be happy where you have been through the stages of your life smoothly and in retirement have a reliable business even if you do not interfere in it.

So want to choose where? The future is miserable or happy future?

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